About 12340 Saddle Up
Stunning Highland Homes Single-Story with Exceptional Upgrades & Assumable VA Loan! Welcome to this beautifully designed single-story home built by Highland Homes, offering an open and inviting floor plan perfect for both everyday living and entertaining. The heart of the home is the chef-inspired kitchen, featuring a large center island, custom cabinetry, and an upgraded refrigerator - ideal for hosting gatherings or enjoying casual meals with family. A dedicated media room provides the perfect space for movie nights, while the whole-house vacuum system and whole-house stereo system - including patio speakers - add convenience and luxury throughout. Relax and unwind outdoors with a hot tub and custom exterior lighting under the eaves, creating an inviting ambiance for evening entertaining. Additional premium features include a tankless water heater, epoxied garage floor, and a garage shelving and storage system designed to keep everything organized. Best of all, this home offers an assumable VA loan with an incredibly low interest rate, a rare opportunity for qualified buyers to save significantly on their mortgage. This property blends quality craftsmanship, modern upgrades, and thoughtful details - truly move-in ready!
Features of 12340 Saddle Up
| MLS® # | 1913233 | 
|---|---|
| Price | $559,900 | 
| Bedrooms | 4 | 
| Bathrooms | 3.00 | 
| Full Baths | 3 | 
| Square Footage | 2,928 | 
| Acres | 0.21 | 
| Year Built | 2019 | 
| Type | Residential | 
| Sub-Type | Single Family Detached | 
| Style | Texas Hill Country | 
| Status | Active | 
Community Information
| Address | 12340 Saddle Up | 
|---|---|
| Area | 0105 | 
| Subdivision | DAVIS RANCH | 
| City | San Antonio | 
| County | Bexar | 
| State | TX | 
| Zip Code | 78254 | 
Amenities
| Amenities | Pool, Clubhouse, Park/Playground, Jogging Trails, Sports Court | 
|---|---|
| Parking | Two Car Garage, Attached | 
| Is Waterfront | No | 
| Has Pool | No | 
| Pool | Hot Tub | 
Interior
| Interior | One Living Area, Separate Dining Room, Eat-In Kitchen, Island Kitchen, Walk-In Pantry, Study/Library, Media Room, Utility Room Inside, 1st Floor Lvl/No Steps, High Ceilings, Open Floor Plan, High Speed Internet, All Bedrooms Downstairs, Laundry Main Level, Walk in Closets | 
|---|---|
| Appliances | Ceiling Fans, Chandelier, Central Vacuum, Washer Connection, Dryer Connection, Self-Cleaning Oven, Microwave Oven, Stove/Range, Gas Cooking, Refrigerator, Disposal, Dishwasher, Water Softener (owned), Vent Fan, Smoke Alarm, Pre-Wired for Security, Gas Water Heater, Plumb for Water Softener, Solid Counter Tops, Double Ovens, Custom Cabinets | 
| Heating | Central | 
| Cooling | One Central | 
| Fireplace | Yes | 
| # of Fireplaces | 1 | 
| Fireplaces | One, Living Room | 
| # of Stories | 1.0 | 
| Stories | 1 | 
Exterior
| Exterior | Stone/Rock, Cement Fiber | 
|---|---|
| Exterior Features | Covered Patio, Bar-B-Que Pit/Grill, Gas Grill, Privacy Fence, Sprinkler System, Double Pane Windows, Has Gutters, Special Yard Lighting | 
| Lot Description | Cul-de-Sac/Dead End, Level | 
| Roof | Composition | 
| Construction | Pre-Owned | 
| Foundation | Slab | 
School Information
| District | Northside | 
|---|---|
| Elementary | Tomlinson Elementary | 
| Middle | FOLKS | 
| High | Sotomayor High School | 
Additional Information
| Date Listed | October 7th, 2025 | 
|---|---|
| Days on Market | 27 | 
| Foreclosure | No | 
| Short Sale | No | 
| HOA Fees | 495.00 | 
| HOA Fees Freq. | Annually | 
Listing Details
| Agent | Duncan Elliott | 
|---|---|
| Office | Phillips & Associates Realty | 
| Contact Info | (210) 799-7979 | 
